---
title: "Bitmama: Crypto Trading, Debit Cards and Staking"
description: "Buy, sell and swap BTC, ETH, USDT & USDC using NGN, GHS or KES. Spend via virtual/physical crypto debit cards (online, POS, ATMs) + staking."
canonical_url: "https://liners.com/bitmama"
markdown_url: "https://liners.com/bitmama.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bitmama/screenshot.webp?v=1785162059763"
published_at: "2026-07-27T14:24:16.904Z"
updated_at: "2026-09-15T10:08:35.642Z"
---

# Bitmama: Crypto Trading, Debit Cards and Staking

Buy, sell and swap BTC, ETH, USDT & USDC using NGN, GHS or KES. Spend via virtual/physical crypto debit cards (online, POS, ATMs) + staking.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [Bitmama](/bitmama)

## Summary

Trade crypto and spend it online, in stores, or at ATMs

A cryptocurrency trading and payments platform for retail users that supports buying and selling crypto with NGN, GHS, and KES, plus crypto debit cards and staking.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.bitmama.io/ |
| Tagline | Trade crypto and spend it online, in stores, or at ATMs |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Bitmama is a cryptocurrency trading and payments platform for retail users who want to buy, sell, trade, and spend crypto using local African currencies.

Key capabilities include:
- **Buy, sell, and swap cryptocurrencies** including **Bitcoin (BTC), Ethereum (ETH), USDT, Celo, Lisk, Stellar (XLM), USDC, XRP**, and others, with funding options in **NGN (Naira), GHS (Ghana Cedi), and KES (Kenyan Shilling)**.
- **Crypto cards for everyday spending**, offering **virtual and physical crypto debit cards** for online shopping, POS payments, ATM withdrawals, and paying international subscriptions and bills.
- **Earn by staking**, allowing users to stake supported assets and earn returns.
- **Airtime and data purchases with crypto**, for eligible mobile top-ups.

Available on **Web**, **Android**, and **iOS**.

The product is built for **individual consumers and crypto traders** in Africa and other supported countries who need local-fiat onramps, crypto-to-spend cards, and self-serve crypto wallets in one place.

It is notable in the African market for clearly supporting **NGN, GHS, and KES** funding and withdrawals, and for its emphasis on **KYC-based verification** and operating in partnership with **licensed transmitters** in relevant jurisdictions.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2C](/tags/b2c): Product feature or technology
- [Crypto Trading and Wallets](/tags/cryptocurrency-trading): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/bitmama/alternatives)
- [Reviews](/bitmama/reviews)
- [Transparency](/bitmama/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bitmama)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)