---
title: "Bima Milvik: Health Insurance in Africa"
description: "Get cashless healthcare in Ghana & Tanzania with B-Care: telemedicine, diagnostics and health, life & accident cover in one subscription plan."
canonical_url: "https://liners.com/bima-milvik"
markdown_url: "https://liners.com/bima-milvik.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bimamilvik/screenshot.webp?v=1784414614492"
published_at: "2026-07-20T20:56:15.802Z"
updated_at: "2026-09-11T03:00:39.452Z"
---

# Bima Milvik: Health Insurance in Africa

Get cashless healthcare in Ghana & Tanzania with B-Care: telemedicine, diagnostics and health, life & accident cover in one subscription plan.

## Breadcrumbs

- [Insurtech](/categories/insurtech)
- [Bima Milvik](/bima-milvik)

## Summary

Cashless healthcare and insurance, delivered through digital care

A digital health and insurance provider offering cashless care, telemedicine, diagnostics, and health, life, and accident cover for middle-income families in emerging markets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://bimamilvik.com/ |
| Tagline | Cashless healthcare and insurance, delivered through digital care |
| Primary country | Ghana |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Bima Milvik is a digital health and insurance provider serving middle-income families and partners across emerging markets in Africa and Asia with cashless healthcare and subscription-based health cover.

Key capabilities include an integrated care and insurance ecosystem designed to reduce out-of-pocket health costs and improve access to everyday care:
- **B-Care health subscription** that combines **telemedicine**, **diagnostics**, and **insurance** into a single plan for cashless access to care
- **Cashless healthcare network** across **clinics, laboratories, pharmacies, and hospitals**, supporting treatment and diagnostic journeys without upfront payments (where covered)
- **Insurance product portfolio** covering **health, life, and accident**, plus **general insurance** offerings
- **Multi-channel access and support** through **agents**, **apps**, **WhatsApp**, and **telco integrations**, with digital assistants and human agents for customer help

Available via the **Web**; additional app and channel availability varies by market.

It primarily targets **B2C customers** in middle-income segments, and also supports **B2B and B2B2C distribution** through telecoms, payment platforms, local insurers, and healthcare providers.

Notable in the African context, the company originated in **Ghana** and reports reaching **millions of customers and beneficiaries** across its operating markets. Its flagship **B-Care** was recognised as **“Best New Insurance Product”** at the **Global Insurance Innovation Awards 2024** by The Digital Banker.

## Features

- [Insurtech](/categories/insurtech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Diagnostics](/tags/diagnostics): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Subscription Management](/tags/subscription-management): Product feature or technology
- [Telemedicine](/tags/telemedicine): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Tanzania](/countries/tanzania): Market

## Related pages

- [Alternatives](/bima-milvik/alternatives)
- [Reviews](/bima-milvik/reviews)
- [Transparency](/bima-milvik/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bima-milvik)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)