---
title: "Beta Pesa: Personal Loans to Mobile Money"
description: "Get instant mobile loans to M-Pesa in Kenya: borrow up to KSH 50,000 with 91–360 day repayment terms, via Android apps across all 47 counties."
canonical_url: "https://liners.com/beta-pesa"
markdown_url: "https://liners.com/beta-pesa.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/pesaloan/screenshot.webp?v=1786021782348"
published_at: "2026-08-08T03:02:37.978Z"
updated_at: "2026-09-21T05:12:52.788Z"
---

# Beta Pesa: Personal Loans to Mobile Money

Get instant mobile loans to M-Pesa in Kenya: borrow up to KSH 50,000 with 91–360 day repayment terms, via Android apps across all 47 counties.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Beta Pesa](/beta-pesa)

## Summary

Apply for instant mobile loans to M-Pesa in minutes

Android loan apps for Kenyan residents to apply for personal loans, get approved in minutes, and receive funds to M-Pesa with defined limits and terms.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.pesaloan.com/ |
| Tagline | Apply for instant mobile loans to M-Pesa in minutes |
| Primary country | Kenya |
| Platforms | Web, Android |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Beta Pesa is a pair of **Android personal loan apps** for Kenyan residents who need short-term credit and want funds disbursed directly to **M-Pesa**.

Key capabilities include:

- **Loan applications in minutes** through the Google Play apps, with fast approval and online processing
- **M-Pesa disbursement**, sending approved loan funds to the user’s designated M-Pesa account
- **Defined limits and terms by product**: Pawa offers up to **KSH 50,000** with **91–360 days** repayment, Beta offers up to **KSH 50,000** with **91–180 days** repayment
- **Eligibility and account progression**: Beta includes **real-time eligibility review**, and both products describe **credit-limit increases** based on timely repayment (Beta also notes a positive credit history requirement)

Available on **Android (Google Play)**, with a supporting **web** site for product information and application guidance.

Targeted at **Kenyan consumers** seeking urgent digital loans and quick cash access via mobile money.

Notable in the Kenya market for its focus on **M-Pesa-based loan disbursement**, stated coverage across **all 47 counties**, and operation by **Finwise Digital Ltd** (the site states it is licensed and regulated by the **Central Bank of Kenya**). For support, contact **[support@pawabeta.co.ke](mailto:support@pawabeta.co.ke)**.

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/beta-pesa/alternatives)
- [Reviews](/beta-pesa/reviews)
- [Transparency](/beta-pesa/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/beta-pesa)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)