---
title: "70 Best Loan Apps in Kenya (2026)"
description: "Compare 70 of the best Lending and Loans products available in Kenya."
canonical_url: "https://liners.com/best/tag/lending/kenya?page=2"
markdown_url: "https://liners.com/best/tag/lending/kenya.md?page=2"
type: "best"
language: "en"
updated_at: "2026-10-24T03:01:50.542Z"
---

# 70 Best Loan Apps in Kenya (2026)

Compare 70 of the best Lending and Loans products available in Kenya.

## Breadcrumbs

- [Best products](/best)
- [Lending and Loans](/tags/lending)
- [Kenya](/best/tag/lending/kenya)

## Summary

Compare 70 of the best Lending and Loans products available in Kenya.

## About this ranking

Kenya’s lending and loans ecosystem is evolving fast, shaped by a mobile-first economy and rising demand for faster credit decisions. On this page, you can explore 70 vetted options across the [Kenya](/countries/kenya) market, spanning digital lenders, fintech infrastructure, and tools that support responsible borrowing and repayment.

What makes the space especially interesting is how solutions are blending alternative data, automation, and embedded finance to reach more individuals and small businesses. You will see everything from lender operations platforms to credit assessment and collections workflows, with a strong mix of [SaaS](/tags/saas) offerings built for institutions and aggregators. Many products also target merchant ecosystems and cooperative models, reflecting Kenya’s diverse lending channels.

Use this directory to compare providers by use case, customer type, and deployment model. If you are evaluating tools for a lender, a business platform, or a partner-led distribution strategy, filter by [Lending and Loans](/tags/lending), [B2B](/tags/b2b), [B2B2C](/tags/b2b2c), and [AI-Powered](/tags/ai-powered) to quickly narrow your shortlist. Browse product pages for positioning, integrations, and target segments, then map them to your compliance, risk, and growth needs.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Unifi Africa | /unifi-africa | Apply online for microfinance loans in minutes | South Africa |  |
| Fin | /fin | Data-driven lending and financial products across Africa | South Africa |  |
| Flow Global | /flow-global | Data-driven float financing for mobile money agents | Uganda |  |
| Zenka | /zenka | Get a mobile loan in Kenya with M-Pesa payout | Kenya |  |
| Choice Sasa Loan | /choice-sasa-loan | Bank-backed personal loans paid to M-Pesa or bank accounts | Kenya |  |
| MyCredit Ltd | /mycredit-ltd | Quick loans and insurance for personal and business needs | Kenya |  |
| Advancly | /advancly | Credit and embedded lending infrastructure for African MSMEs | Nigeria |  |
| Bayes | /bayes-kenya | Get instant mobile loans to M-Pesa in Kenya | Kenya |  |
| Zash Loan | /zash-loan | Get personal loans to your M-PESA account in minutes | Kenya |  |
| Zofi Cash | /zofi-cash | Get salary advances instantly before payday | Uganda |  |
| Okolea International | /okolea-international | Fast SME loans with direct M-Pesa disbursement | Kenya |  |
| eShandi | /eshandi | Digital loans, wallets, and everyday payments for Africa | Zambia |  |
| Huza HR | /huza-hr | HR management with payroll tools and salary advances | Rwanda |  |
| Berry Kenya | /berry-kenya | Get short-term loans to M-Pesa in minutes | Kenya |  |
| LendPlus Kenya | /lendplus | Emergency loans paid to M-Pesa in minutes | Kenya |  |
| Flowt | /flowt-africa | Unsecured working capital for climate-smart African SMEs | Kenya |  |
| Senti Kenya | /senti-kenya | Get quick mobile loans straight to M-Pesa | Kenya |  |
| FlashPesa | /flashpesa | Instant mobile loans sent directly to M-Pesa | Kenya |  |
| Wingi | /wingi | Source verified global suppliers with embedded supply chain finance | Kenya |  |

## Related pages

- [Kenya](/countries/kenya)
- [Lending and Loans](/tags/lending)

## Access and citation

- [Canonical HTML page](https://liners.com/best/tag/lending/kenya?page=2)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)