---
title: "108 Best Cross-Border Payment Apps in Kenya (2026)"
description: "Compare 108 of the best Cross-Border Payments products available in Kenya."
canonical_url: "https://liners.com/best/tag/cross-border-payments/kenya"
markdown_url: "https://liners.com/best/tag/cross-border-payments/kenya.md"
type: "best"
language: "en"
updated_at: "2026-10-06T16:49:36.299Z"
---

# 108 Best Cross-Border Payment Apps in Kenya (2026)

Compare 108 of the best Cross-Border Payments products available in Kenya.

## Breadcrumbs

- [Best products](/best)
- [Cross-Border Payments](/tags/cross-border-payments)
- [Kenya](/best/tag/cross-border-payments/kenya)

## Summary

Compare 108 of the best Cross-Border Payments products available in Kenya.

## About this ranking

Kenya is one of Africa’s most active hubs for cross-border money movement, supporting trade, freelancing, and diaspora transfers across the region and beyond. This directory highlights 108 options in the [Cross-Border Payments](/tags/cross-border-payments) category available in [Kenya](/countries/kenya), giving teams multiple ways to send, receive, and settle funds internationally.

The space is evolving fast, driven by demand for faster settlement, clearer FX pricing, and better coverage across African corridors. Many providers now focus on [Multi-currency](/tags/multi-currency) capabilities, local payout rails, and streamlined [Payment Processing](/tags/payment-gateway) for online businesses. You will also see growing attention on compliance workflows and tools built for exporters, importers, and remote-first companies.

Use this page to compare features that matter in Kenya, such as supported payout destinations, KES funding and payout options, transfer speed, and transparency of fees and exchange rates. Filter by use case like [B2B](/tags/b2b) collections and payouts, or [SaaS](/tags/saas) platforms that need reliable API based payments. Browse the list to shortlist providers that match your corridors, volumes, and operational requirements.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Send App | /send-app | Instant international transfers to banks, mobile money, and cash | Nigeria | 4 |
| dLocal | /dlocal | Financial technology for markets of the future | Nigeria |  |
| Chipper Cash | /chipper-cash | Send, spend, and invest across Africa and beyond | Nigeria | 4 |
| Sendwave | /sendwave | Send international money to loved ones in seconds | Kenya |  |
| Mukuru | /mukuru | Send money across borders with cash, card, or wallet payouts | South Africa | 5 |
| Lipaworld | /lipaworld | Open a virtual USD account and send money across Africa | South Africa |  |
| Aleph Digital | /aleph | One gateway for ads, payments, and growth in 130+ markets | Nigeria |  |
| Cellulant | /cellulant | Cellulant accept and manage payments across African markets via one API | Kenya |  |
| AZA Finance | /aza-finance | Cross-border FX, payments, and settlement for Africa | Kenya |  |
| LemFi | /lemfi | Send money abroad fast with competitive exchange rates | Nigeria |  |
| NALA | /nala | Send money from the US, UK, and EU to Africa and Asia | Tanzania |  |
| Verto | /verto | Cross-border business payments and FX in one platform | Nigeria | 5 |
| Grey | /grey | Open foreign accounts and manage global payments in one app | Nigeria | 4.2 |
| Mama Money | /mama-money | Send money from South Africa to 70+ countries | South Africa |  |
| Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa |  |
| Conduit | /conduit | Cross-border business payments using fiat and stablecoins | Nigeria |  |
| Kora | /kora | One integration for pay-ins, payouts, and settlements across Africa | Nigeria |  |
| Eversend | /eversend | Send, receive, and exchange money across African borders | Uganda |  |
| Fincra | /fincra | Collect payments and send payouts across borders with one API | Nigeria | 5 |

## Related pages

- [Kenya](/countries/kenya)
- [Cross-Border Payments](/tags/cross-border-payments)

## Access and citation

- [Canonical HTML page](https://liners.com/best/tag/cross-border-payments/kenya)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)