---
title: "532 Best Payment Apps in Nigeria (2026)"
description: "Compare 532 of the best Fintech products available in Nigeria."
canonical_url: "https://liners.com/best/fintech/nigeria?page=8"
markdown_url: "https://liners.com/best/fintech/nigeria.md?page=8"
type: "best"
language: "en"
updated_at: "2026-10-10T03:01:36.119Z"
---

# 532 Best Payment Apps in Nigeria (2026)

Compare 532 of the best Fintech products available in Nigeria.

## Breadcrumbs

- [Best products](/best)
- [Fintech](/categories/fintech)
- [Nigeria](/best/fintech/nigeria)

## Summary

Compare 532 of the best Fintech products available in Nigeria.

## About this ranking

Nigeria is one of Africa’s most active fintech markets, shaped by mobile-first consumers, a large SME base, and fast-evolving digital payments. This directory highlights 532 fintech products available in [Nigeria](/countries/nigeria), spanning everyday money management to enterprise-grade financial infrastructure. Whether you are a founder, operator, investor, or buyer, you can use this list to discover tools built for local realities.

What makes fintech in Nigeria especially compelling is the range of use cases and business models. You will find solutions focused on [Savings](/tags/savings) and [Investments](/tags/investments), alongside platforms for [Wealth Management](/tags/wealth-management) that cater to different income levels. On the commerce side, many products target [Bill Payments](/tags/bill-payments), merchant collections, and reconciliation, while [B2B2C](/tags/b2b2c) approaches help banks, telcos, and large distributors deliver financial services at scale.

Browse the listings to compare capabilities such as onboarding, compliance support, APIs, settlement speed, and supported payment rails. Use tags to filter by your priority, then shortlist options that match your audience, pricing expectations, and integration needs. If you are evaluating for a business, focus on reliability, reporting, and support responsiveness, then validate fit with a pilot before full rollout.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| SmartCash PSB | /smartcash-psb | Send money, buy airtime, and manage everyday payments | Nigeria | 4.5 |
| Built Africa | /built-africa | Manage invoicing, payments, payroll, and accounting in one place | Ghana |  |
| Credrails | /credrails | Automate multi-source payment reconciliation in real time | Kenya |  |
| Cedar Money | /cedar-money | High-volume cross-border payments and collections for businesses | Nigeria |  |
| Untapped | /untapped | Invest in revenue-generating assets with real-time visibility | Kenya |  |
| Migo | /migo | Offer credit in minutes through an embedded lending API | Nigeria |  |
| Earnipay | /earnipay | Secure, compliant e-invoicing for Nigerian businesses | Nigeria |  |
| Obtainly | /obtainly | Payments and credit for inventory and purchase orders | Nigeria |  |
| NowNow | /nownow | Accept card and transfer payments with a mobile merchant wallet | Nigeria |  |
| Tbay | /tbay | Trade gift cards for cash and pay bills in minutes | Nigeria |  |
| SecondSTAX | /secondstax | Trade African stocks and bonds across exchanges in one portal | Ghana |  |
| LegitCards | /legitcards | Sell gift cards and crypto for instant Naira payouts | Nigeria |  |
| Okash | /okash | Get a personal loan in minutes from your phone | Nigeria | 3.6 |
| Rivy | /rivy | Flexible financing for solar and clean energy projects | Nigeria | 3 |
| Zuvy | /zuvy | Create invoices and get cash upfront on unpaid bills | Nigeria | 3 |
| Juicyway | /juicyway | Send, exchange, and move money across borders | Nigeria |  |
| i-invest | /i-invest | Invest in Nigerian T-bills, stocks, and fixed income from your phone | Nigeria |  |
| Plumter | /plumter | Pay overseas suppliers in 120+ currencies with tracking | Nigeria |  |
| Prospa | /prospa | Business banking and lending for small businesses | Nigeria |  |

## Related pages

- [Nigeria](/countries/nigeria)
- [Fintech](/categories/fintech)

## Access and citation

- [Canonical HTML page](https://liners.com/best/fintech/nigeria?page=8)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)