---
title: "19 Best Fintech Apps in Mozambique (2026)"
description: "Compare 19 of the best Fintech products available in Mozambique."
canonical_url: "https://liners.com/best/fintech/mozambique"
markdown_url: "https://liners.com/best/fintech/mozambique.md"
type: "best"
language: "en"
updated_at: "2026-10-15T03:01:04.042Z"
---

# 19 Best Fintech Apps in Mozambique (2026)

Compare 19 of the best Fintech products available in Mozambique.

## Breadcrumbs

- [Best products](/best)
- [Fintech](/categories/fintech)
- [Mozambique](/best/fintech/mozambique)

## Summary

Compare 19 of the best Fintech products available in Mozambique.

## About this ranking

Mozambique’s fintech ecosystem is expanding quickly as consumers and businesses look for faster, more affordable ways to move and manage money. On this page, you can explore 19 fintech products serving [Mozambique](/countries/mozambique), covering everyday needs like digital payments, mobile-first transfers, and tools that help merchants get paid.

What makes the market especially compelling is the blend of local commerce and regional connectivity. Many solutions focus on [Cross-Border Payments](/tags/cross-border-payments) and [Remittances](/tags/remittances), reflecting the importance of sending value across borders and supporting families. You will also see strong demand for [Multi-currency](/tags/multi-currency) capabilities and modern [Payment Processing](/tags/payment-gateway), as online businesses, marketplaces, and service providers scale.

Use this directory to compare options by features, target users, and integration needs, whether you are building for consumers or serving [B2B](/tags/b2b) workflows like payouts and collections. Browse the listings to shortlist providers that match your coverage, compliance requirements, and preferred rails, then dig into product details to evaluate fit.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Sendwave | /sendwave | Send international money to loved ones in seconds | Kenya |  |
| Cellulant | /cellulant | Cellulant accept and manage payments across African markets via one API | Kenya |  |
| Mama Money | /mama-money | Send money from South Africa to 70+ countries | South Africa |  |
| Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa |  |
| M-PESA Africa | /m-pesa-africa | Mobile money transfers and payments across African markets | Kenya |  |
| LetsGo | /letsgo | Apply for short-term digital loans from your phone | Botswana |  |
| Finverity | /finverity | Connect mid-market working capital needs with funders | Kenya |  |
| Nithio | /nithio | Standardized risk analytics for climate and clean energy finance | Nigeria |  |
| PawaPay | /pawapay | Collect and pay out mobile money across Africa with one API | Kenya |  |
| Paycode | /paycode | Offline biometric identity and payments for last mile delivery | South Africa |  |
| Afriex | /afriex | Send money to Africa in seconds with real-time rates | Nigeria |  |
| Kuunda | /kuunda | Embedded liquidity and growth financing for agents and MSMEs | Tanzania |  |
| \_able | /able | Launch embedded credit and savings through partner channels | Kenya |  |
| Esca | /esca | Hedge currency risk and pay globally with stablecoins and fiat | Nigeria | 5 |
| CrissCross | /crisscross | One API for collections, FX, and payouts across African markets | South Africa |  |
| 54Pay | /54pay | Collect and send payments across Africa with one API | Nigeria |  |
| MolaFacil | /molafacil | Apply for short-term personal loans online in Mozambique | Mozambique |  |
| MzCash | /mzcash | Apply for short-term personal loans in Mozambique | Mozambique |  |
| Chimoney | /chimoney | Digital identity and multi-rail payments for AI agents. | Nigeria |  |

## Related pages

- [Mozambique](/countries/mozambique)
- [Fintech](/categories/fintech)

## Access and citation

- [Canonical HTML page](https://liners.com/best/fintech/mozambique)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)