---
title: "225 Best Mobile Banking Apps in Kenya (2026)"
description: "Compare 225 of the best Fintech products available in Kenya."
canonical_url: "https://liners.com/best/fintech/kenya?page=9"
markdown_url: "https://liners.com/best/fintech/kenya.md?page=9"
type: "best"
language: "en"
updated_at: "2026-10-06T19:22:13.505Z"
---

# 225 Best Mobile Banking Apps in Kenya (2026)

Compare 225 of the best Fintech products available in Kenya.

## Breadcrumbs

- [Best products](/best)
- [Fintech](/categories/fintech)
- [Kenya](/best/fintech/kenya)

## Summary

Compare 225 of the best Fintech products available in Kenya.

## About this ranking

Kenya is one of Africa’s most dynamic fintech hubs, shaped by widespread mobile money adoption, a fast-growing digital economy, and an innovation-friendly startup culture. This page highlights 225 fintech products available in [Kenya](/countries/kenya), giving you a focused shortlist of tools built for local and regional financial needs.

What makes Kenyan fintech especially compelling is the mix of everyday consumer experiences and enterprise-grade infrastructure. You will find solutions spanning digital wallets, merchant acceptance, lending and risk tools, compliance workflows, and platforms that help businesses move money efficiently across markets. Many offerings also reflect rising demand for [Cross-Border Payments](/tags/cross-border-payments), [Multi-currency](/tags/multi-currency) settlement, and modern [Payment Processing](/tags/payment-gateway) for online and offline channels.

Use this directory to compare products by use case, target customer, and capabilities, whether you are building for SMEs, marketplaces, or large enterprises. Pay attention to tags like [SaaS](/tags/saas) and [B2B](/tags/b2b) to quickly filter for API-first platforms, back-office tooling, and business-focused financial services. Browse the list, open profiles, and shortlist options that match your compliance, integration, and pricing requirements.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| Spendin | /spendin | Hold, swap, and send money across borders in one app | Nigeria |  |
| KiotaPay | /kiotapay | Manage spend, payroll, collections, and payouts in one place | Kenya |  |
| Yolat | /yolat | Send international money transfers with transparent fees | Nigeria |  |
| OneKard | /onekard | Same-day multi-currency payments for African cross-border trade | Nigeria |  |
| Smilepay | /smile-pay | Send money to Ethiopia instantly and pay bills from abroad | Ethiopia |  |
| Novacrust | /novacrust | Global accounts, virtual cards, and stablecoin payouts | Nigeria |  |
| Figo | /figo | A USD card and money app for global spending | Nigeria |  |
| Bachs | /bachs | Global checkout, billing, and African settlement in one stack | Nigeria |  |
| Koro | /koro | Get quick personal loans paid to M-PESA in minutes | Kenya |  |
| CrissCross | /crisscross | One API for collections, FX, and payouts across African markets | South Africa |  |
| Passpoint | /passpoint | Connect African payment methods with one unified API | Nigeria | 4 |
| Sika Financial Group | /sika-financial-group | PvP FX settlement and multilateral netting for EM currencies | Kenya |  |
| ChainPal | /chainpal | Accept crypto payments globally, get local currency payouts | Nigeria |  |
| Vepay | /vepay | Seamless Cross-Border Payments for Africans. | Nigeria |  |
| iPos | /ipos | Remote retail control for inventory, sales, and reporting | Kenya |  |
| Taran App | /taran-app | Your Easy Bridge from Mobile Money to Digital Currency | Kenya |  |
| Bora Credit | /bora-credit | Get a mobile loan in minutes and receive funds to M-Pesa | Kenya |  |
| Tena Pesa | /tena-pesa | Get short-term loans in Kenya with fast approval | Kenya |  |
| Seicei Cash | /seicei-cash | Apply for a digital micro-loan and get funds fast | Tanzania |  |

## Related pages

- [Kenya](/countries/kenya)
- [Fintech](/categories/fintech)

## Access and citation

- [Canonical HTML page](https://liners.com/best/fintech/kenya?page=9)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)