---
title: "225 Best Mobile Banking Apps in Kenya (2026)"
description: "Compare 225 of the best Fintech products available in Kenya."
canonical_url: "https://liners.com/best/fintech/kenya?page=5"
markdown_url: "https://liners.com/best/fintech/kenya.md?page=5"
type: "best"
language: "en"
updated_at: "2026-10-06T19:22:13.505Z"
---

# 225 Best Mobile Banking Apps in Kenya (2026)

Compare 225 of the best Fintech products available in Kenya.

## Breadcrumbs

- [Best products](/best)
- [Fintech](/categories/fintech)
- [Kenya](/best/fintech/kenya)

## Summary

Compare 225 of the best Fintech products available in Kenya.

## About this ranking

Kenya is one of Africa’s most dynamic fintech hubs, shaped by widespread mobile money adoption, a fast-growing digital economy, and an innovation-friendly startup culture. This page highlights 225 fintech products available in [Kenya](/countries/kenya), giving you a focused shortlist of tools built for local and regional financial needs.

What makes Kenyan fintech especially compelling is the mix of everyday consumer experiences and enterprise-grade infrastructure. You will find solutions spanning digital wallets, merchant acceptance, lending and risk tools, compliance workflows, and platforms that help businesses move money efficiently across markets. Many offerings also reflect rising demand for [Cross-Border Payments](/tags/cross-border-payments), [Multi-currency](/tags/multi-currency) settlement, and modern [Payment Processing](/tags/payment-gateway) for online and offline channels.

Use this directory to compare products by use case, target customer, and capabilities, whether you are building for SMEs, marketplaces, or large enterprises. Pay attention to tags like [SaaS](/tags/saas) and [B2B](/tags/b2b) to quickly filter for API-first platforms, back-office tooling, and business-focused financial services. Browse the list, open profiles, and shortlist options that match your compliance, integration, and pricing requirements.

## Products

| Name | URL | Tagline | Country | Rating |
| --- | --- | --- | --- | --- |
| WapiPay | /wapipay | Real-time Africa to Asia payments across banks and wallets | Kenya |  |
| Nobuk Collect | /nobuk-collect | Automate group payment tracking with instant, shareable reports | Kenya |  |
| SeerBit | /seerbit | Accept online and in-person payments across Africa | Nigeria | 5 |
| \_able | /able | Launch embedded credit and savings through partner channels | Kenya |  |
| Built Africa | /built-africa | Manage invoicing, payments, payroll, and accounting in one place | Ghana |  |
| Jia | /jia | Turn unpaid invoices into cash in under 24 hours | Kenya |  |
| Zanifu | /zanifu | Buy stock now, pay later for retailers and suppliers | Kenya |  |
| Popote Pay | /popote-pay | Manage company payments with approvals and spend control | Kenya |  |
| Cedar Money | /cedar-money | High-volume cross-border payments and collections for businesses | Nigeria |  |
| Untapped | /untapped | Invest in revenue-generating assets with real-time visibility | Kenya |  |
| SecondSTAX | /secondstax | Trade African stocks and bonds across exchanges in one portal | Ghana |  |
| Cladfy | /cladfy | AI lending infrastructure for faster, safer microloans | Kenya |  |
| Churpy | /churpy | Automate receivables reconciliation across banks and ERPs | Kenya |  |
| Changera | /changera | Spend, hold, and send money across borders in one app | Nigeria |  |
| Budpay | /budpay | Payment infrastructure for businesses in Africa and beyond | Nigeria |  |
| Power | /power | Payroll-linked salary advances, savings, credit, and insurance | Kenya |  |
| NjiaPay | /njiapay | Optimize checkout performance across multiple PSPs | South Africa |  |
| Pesa | /pesa | Send, receive, and convert money across borders fee free | Nigeria |  |
| WayaWaya | /wayawaya | Cross border commerce on conversational platforms, You are in control! | Kenya |  |

## Related pages

- [Kenya](/countries/kenya)
- [Fintech](/categories/fintech)

## Access and citation

- [Canonical HTML page](https://liners.com/best/fintech/kenya?page=5)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)