---
title: "Berry Kenya: Short-Term Loans to Mobile Money"
description: "Get short-term loans to your M-Pesa in Kenya, often within minutes. Apply in-app with M-Pesa statement; repay via PayBill 977888."
canonical_url: "https://liners.com/berry-kenya"
markdown_url: "https://liners.com/berry-kenya.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/berry/screenshot.webp?v=1786467932904"
published_at: "2026-08-11T21:51:51.221Z"
updated_at: "2026-09-21T15:45:36.712Z"
---

# Berry Kenya: Short-Term Loans to Mobile Money

Get short-term loans to your M-Pesa in Kenya, often within minutes. Apply in-app with M-Pesa statement; repay via PayBill 977888.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Berry Kenya](/berry-kenya)

## Summary

Get short-term loans to M-Pesa in minutes

A Kenyan mobile lending app for consumers that offers short-term loans disbursed to M-Pesa, with in-app registration, statement submission, and flexible repayment.

## Product details

| Field | Value |
| --- | --- |
| Website | https://berry.ke/ |
| Tagline | Get short-term loans to M-Pesa in minutes |
| Primary country | Kenya |
| Platforms | Android, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Berry Kenya is a mobile lending app for consumers in Kenya that provides short-term loans disbursed to a user’s **M-Pesa** wallet.

Key features include:

- **In-app loan application**: download the Android app, register, submit an **M-Pesa statement**, and choose a loan product.
- **Fast disbursement to M-Pesa**: the site states funds can reach an M-Pesa account within minutes (and in some cases within a minute).
- **Repayment via M-Pesa PayBill**: repayments can be made through the app’s **Pay Now** flow or via M-Pesa (PayBill business number **977888**, using the registered phone number as the account).
- **Credit decisioning based on user data**: the FAQ states Berry considers **phone usage patterns** together with Berry repayment records to build a personalized credit score and determine credit offers.

Available on **Android** (Google Play Store) and via a **web** product site.

Targeted at **B2C** users in Kenya who need quick, mobile-based credit and prefer receiving and repaying loans through M-Pesa.

Notable in the Kenyan market context, the site states the service is operated by **FINBERRY CAPITAL LIMITED** and is **licensed and regulated by the CBK**, with support available through in-app tickets and email ([support@berry.ke](mailto:support@berry.ke)).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Kenya](/countries/kenya): Market

## Related pages

- [Alternatives](/berry-kenya/alternatives)
- [Reviews](/berry-kenya/reviews)
- [Transparency](/berry-kenya/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/berry-kenya)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)