---
title: "Belemafintech: Payment Gateway in Nigeria"
description: "Accept card payments and route transactions across POS, ATM, e-commerce and mobile in Nigeria. Use web, APIs and POS terminals for collections."
canonical_url: "https://liners.com/belema"
markdown_url: "https://liners.com/belema.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/belemafintech/screenshot.webp?v=1788348481418"
published_at: "2026-09-04T14:56:34.374Z"
updated_at: "2026-09-12T21:15:57.408Z"
---

# Belemafintech: Payment Gateway in Nigeria

Accept card payments and route transactions across POS, ATM, e-commerce and mobile in Nigeria. Use web, APIs and POS terminals for collections.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Belema](/belema)

## Summary

Payment gateway, switching, and card processing for businesses

A Nigeria-based payment infrastructure provider offering a payment gateway, card processing, and switching services for banks, fintechs, merchants, and SMEs.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.belemafintech.com/ |
| Tagline | Payment gateway, switching, and card processing for businesses |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Belema is a Nigeria-based switching and payment processing provider serving financial institutions, fintechs, merchants, SMEs, and enterprises that need payment infrastructure for collections, payouts, and card transactions.

Key capabilities include:

- **Payment gateway and merchant services** for online collections and merchant acquiring, supporting acceptance across web and digital payment journeys.
- **Card payment processing (Belema Pay)** designed for fast card transactions for businesses using POS and other electronic payment channels.
- **Switching and processing** infrastructure that supports interbank transaction routing across **POS, ATM, e-commerce, and mobile** channels, covering authorisation, settlement, and reconciliation.
- **POS agency banking (coming soon)** to enable agent-led services such as cash-in/cash-out, bill payments, and transfers, aimed at extending financial services into communities.

Available via **Web** (corporate site and gateway services), **API** (public developer documentation), and **POS terminals** for merchant acceptance and agency banking use cases.

Target users include **banks and other financial institutions**, **fintech companies**, **e-commerce businesses**, and **SMEs and large enterprises** that need payment gateway integration, switching, or processing rails.

Notable in the Nigerian market context, the company is listed by the **Central Bank of Nigeria (CBN)** as a licensed **Payment Service Provider (Switching and Processing)** and publishes developer APIs to support integrations for payment automation and transaction processing.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Bulk Payments](/tags/bulk-payments): Product feature or technology
- [Direct Debit](/tags/direct-debit): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [POS](/tags/pos): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/belema/alternatives)
- [Reviews](/belema/reviews)
- [Transparency](/belema/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/belema)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)