---
title: "BCI: Online Banking, Loan Simulators and Rates"
description: "Use eBanking in Mozambique for individuals and businesses, simulate MZN consumer, housing and auto loans, and check exchange/reference rates."
canonical_url: "https://liners.com/bci"
markdown_url: "https://liners.com/bci.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bci/screenshot.webp?v=1786698774899"
published_at: "2026-08-14T11:44:49.399Z"
updated_at: "2026-09-20T11:51:49.696Z"
---

# BCI: Online Banking, Loan Simulators and Rates

Use eBanking in Mozambique for individuals and businesses, simulate MZN consumer, housing and auto loans, and check exchange/reference rates.

## Breadcrumbs

- [Banking](/categories/banking)
- [BCI](/bci)

## Summary

Access eBanking, rates, and branch info for Mozambique

A Mozambique bank website for retail and business customers to access eBanking, explore accounts and cards, use loan simulators, and view exchange and reference rates.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.bci.co.mz/ |
| Tagline | Access eBanking, rates, and branch info for Mozambique |
| Primary country | Mozambique |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

BCI Moçambique is the official banking website for Banco Comercial e de Investimentos, serving retail customers and organisations in Mozambique with information and online access to key banking services.

Key capabilities include:

- **Segmented banking journeys** for individuals (Universal, Exclusivo, Private) and organisations (PME and Corporate), with pages that outline service options and eligibility.
- **eBanking access** for **Particulares** and **Empresas**, linking to dedicated portals for individual and company online banking.
- **Account and service requests** such as **opening an account**, **choosing cards**, **updating customer data**, and starting a **financing request**.
- **Financing simulators** for **consumer**, **housing**, **auto**, and **public-employee** loans, including example ranges for amounts and terms and an estimated monthly instalment output.
- **Market information** including **currency exchange rates** (e.g., USD, ZAR, EUR) and **reference interest rates**, plus treasury bill quotations.
- **Branch and location finder** by province, including a filter for branches **open on Saturdays**.

Available on **Web**, **iOS** and **Android (e-Daki).**

Target users include **Mozambican retail customers**, **SMEs**, and **corporate clients** looking for online banking access, financing guidance, and branch information.

Notable for its focus on Mozambique’s banking context, including published **exchange and reference rates**, loan simulation tools in **MZN**, and an on-site **sustainability (ESG) section**. The site also states that the bank belongs to the **Caixa Geral de Depósitos** and **BPI** groups.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Mozambique](/countries/mozambique): Market

## Related pages

- [Alternatives](/bci/alternatives)
- [Reviews](/bci/reviews)
- [Transparency](/bci/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bci)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)