---
title: "Bankoto: Accounting Software in Nigeria"
description: "Run accounting, tax compliance, payroll and invoicing for Nigerian SMEs from one web dashboard, with bank/payment integrations and AI insights."
canonical_url: "https://liners.com/bankoto"
markdown_url: "https://liners.com/bankoto.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bankoto/screenshot.webp?v=1772378969476"
published_at: "2026-03-01T21:05:02.930Z"
updated_at: "2026-08-30T16:13:50.414Z"
---

# Bankoto: Accounting Software in Nigeria

Run accounting, tax compliance, payroll and invoicing for Nigerian SMEs from one web dashboard, with bank/payment integrations and AI insights.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Bankoto](/bankoto)

## Summary

All-in-one back-office finance for small businesses

Bankoto is a web-based financial ERP for Nigerian SMEs that combines accounting, tax, payroll, payments, invoicing, and incorporation with automation and AI insights.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.bankoto.me/ |
| Tagline | All-in-one back-office finance for small businesses |
| Primary country | Nigeria |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

Bankoto is a web-based financial ERP and back-office solution for small businesses, combining software, automation, AI, and expert support to manage core finance operations from one dashboard.

Key capabilities include:
- **Accounting and tax management** with support for **bookkeeping, automated reports**, and **tax compliance** workflows designed to reduce manual admin.
- **Payroll processing** to help teams run **accurate, on-time salary payments**.
- **Billing and invoicing automation**, with automated workflows intended to reduce errors and speed up routine tasks.
- **Payments integrations** that connect the platform with **banks and payment systems**, alongside **real-time analytics** for visibility into **cashflow, revenue, and expenses**.

Available on **Web**.

Built for **Nigerian SMEs** across sectors such as retail, creative agencies, and restaurants that need a single place to manage accounting, payroll, taxes, and payments.

Notable in Nigeria’s SME market for positioning compliance and business setup content around local requirements, and for stating it powers back-office operations for **over 1,000 small businesses**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Expense Tracking](/tags/expense-tracking): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Payroll](/tags/payroll): Product feature or technology
- [Tax Management](/tags/tax-management): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/bankoto/alternatives)
- [Reviews](/bankoto/reviews)
- [Transparency](/bankoto/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bankoto)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)