---
title: "Bachs: Payment Gateway in Africa"
description: "Accept global card, transfer, mobile money and USDT/USDC payments, run subscriptions + usage billing, and settle in NGN, GHS, KES or ZAR."
canonical_url: "https://liners.com/bachs"
markdown_url: "https://liners.com/bachs.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/bachs/screenshot.webp?v=1787784013983"
published_at: "2026-08-26T22:44:32.758Z"
updated_at: "2026-08-30T16:13:38.327Z"
---

# Bachs: Payment Gateway in Africa

Accept global card, transfer, mobile money and USDT/USDC payments, run subscriptions + usage billing, and settle in NGN, GHS, KES or ZAR.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Bachs](/bachs)

## Summary

Global checkout, billing, and African settlement in one stack

A payments and billing platform for African SaaS and digital product teams to accept global payments, run subscriptions and usage billing, and settle to African bank accounts.

## Product details

| Field | Value |
| --- | --- |
| Website | https://bachs.io/ |
| Tagline | Global checkout, billing, and African settlement in one stack |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Bachs is a **payments and billing platform for internet businesses** that helps African SaaS and digital product companies accept payments globally while settling funds to African bank accounts.

Key capabilities include:
- **Global hosted checkout** that supports **cards**, **bank transfers**, **mobile money**, and **stablecoin payments (USDT, USDC)** in a single session, with automatic location detection to surface relevant payment methods and currencies.
- **Subscriptions and billing automation** with **free trials**, upgrades, downgrades, pauses, cancellations, and **automatic proration**, plus **smart dunning** to retry failed payments.
- **Usage-based billing** for metered products, with metering by **API calls, tokens, seats, or custom units**, including automatic aggregation, rating, and invoicing.
- **Tax and invoicing tools** including automated **VAT/GST calculation** and automatic generation of **VAT-compliant invoices**, while the merchant remains the seller of record.

Available via **web dashboard**, **hosted checkout**, and a **REST API** with SDKs for **Node.js, Python, and Go** (docs: https://docs.bachs.io/api-reference).

Target users include **African internet businesses** (especially SaaS and digital product teams) that need to charge customers across Africa, Europe, and North America, and **settle locally** in **NGN, GHS, KES, or ZAR**.

Bachs is notable for combining checkout, subscriptions, usage billing, tax handling, and African settlement in one integration, reducing the need to stitch together multiple payment providers and billing tools for cross-border revenue collection.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Multi-currency](/tags/multi-currency): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Subscription Management](/tags/subscription-management): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [South Africa](/countries/south-africa): Market

## Related pages

- [Alternatives](/bachs/alternatives)
- [Reviews](/bachs/reviews)
- [Transparency](/bachs/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/bachs)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)