---
title: "Awabah: HMO Plans and Micro-Pension App"
description: "Get Nigeria HMO cover plus micro‑pension: Premium ₦2,000/mo (800+ pharmacies) or Gold ₦2,500/mo (1000+ hospitals), telemedicine."
canonical_url: "https://liners.com/awabah"
markdown_url: "https://liners.com/awabah.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/awabah/screenshot.webp?v=1773358359264"
published_at: "2026-03-15T17:34:07.015Z"
updated_at: "2026-09-21T05:11:12.845Z"
---

# Awabah: HMO Plans and Micro-Pension App

Get Nigeria HMO cover plus micro‑pension: Premium ₦2,000/mo (800+ pharmacies) or Gold ₦2,500/mo (1000+ hospitals), telemedicine.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Awabah](/awabah)

## Summary

Health cover, pension, and insurance plans for informal earners

A subscription-based financial protection app for Nigeria’s informal earners, combining HMO health cover, micro-pensions, life insurance, and accident cover.

## Product details

| Field | Value |
| --- | --- |
| Website | https://awabah.com/ |
| Tagline | Health cover, pension, and insurance plans for informal earners |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Awabah is a subscription-based digital financial platform for Nigeria’s informal earners, gig workers, and MSME owners, offering bundled **health insurance (HMO)**, **micro-pension**, **life insurance**, and **personal accident** cover under the Valubah product.

Key capabilities include:
- **HMO health plans** with access to **800+ pharmacies** on the Premium plan (₦2,000/month) and **1000+ hospitals** on the Gold plan (₦2,500/month), plus coverage that includes everyday illnesses, surgeries, delivery, and **telemedicine** (plan-dependent).
- **Micro-pension contributions** designed for flexible saving, supported by an in-app **retirement calculator** and options for additional payments.
- **Digital membership management** such as a **digital HMO ID** and app-based access to plan information.
- **Referral rewards** for inviting new enrollees.

Available on **Web**, **Android**, and **iOS** (with downloads via Google Play and the App Store).

It targets self-employed workers in Nigeria’s informal sector, including traders, artisans, creatives, and other gig-economy professionals who want ongoing health cover and structured long-term savings.

Notable in Nigeria’s financial inclusion space, the platform is regulated by the **National Pension Commission** and focuses on pension onboarding and contributions for informal workers through partnerships with pension fund administrators.

Contact: support@awabahng.com

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Insurance](/tags/insurance): Product feature or technology
- [Pensions](/tags/pensions): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/awabah/alternatives)
- [Reviews](/awabah/reviews)
- [Transparency](/awabah/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/awabah)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)