---
title: "Apexpay: Gift Cards, Crypto and Bill Payments"
description: "Sell Apple, Amazon, Steam & more gift cards, or USDT/BTC/ETH, and withdraw in Naira, Cedis or USDT. Includes rate calculator and bill pay."
canonical_url: "https://liners.com/apexpay"
markdown_url: "https://liners.com/apexpay.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/apexpay/screenshot.webp?v=1773340197885"
published_at: "2026-03-12T22:34:19.074Z"
updated_at: "2026-09-21T07:42:36.455Z"
---

# Apexpay: Gift Cards, Crypto and Bill Payments

Sell Apple, Amazon, Steam & more gift cards, or USDT/BTC/ETH, and withdraw in Naira, Cedis or USDT. Includes rate calculator and bill pay.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [Apexpay](/apexpay)

## Summary

Sell gift cards and crypto for instant payouts

A gift card and crypto exchange for consumers in Nigeria and Ghana to sell Apple, Amazon, Steam and more, calculate rates, and withdraw in Naira, Cedis, or USDT.

## Product details

| Field | Value |
| --- | --- |
| Website | https://apexpay.org/ |
| Tagline | Sell gift cards and crypto for instant payouts |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

Apexpay is a consumer gift card and cryptocurrency exchange for users in West Africa who want to convert unused gift cards or crypto into cash payouts.

Key capabilities include:
- **Sell physical and digital gift cards** from brands such as **Apple, Amazon, Steam, Google Play, Sephora, eBay, and Razer Gold**, with trades initiated through **agent chat**
- **Trade crypto for cash** including **USDT (TRC20/ERC20), Bitcoin, Ethereum, USDC, and Bitcoin Cash**, with withdrawals available in supported payout options
- **Rate Calculator** and brand-specific rate pages to check expected value before trading
- **Refills and bill payments** for **airtime, data, cable TV, electricity, and betting**, positioned on the site as discounted refills

Available on **Web** (dashboard) and **mobile apps on Android and iOS**.

It targets **individual consumers in Nigeria and Ghana** who need quick ways to cash out gift cards and crypto, compare exchange rates, and handle everyday refills from one app.

In the West African market, it is notable for combining **gift card exchange, crypto cash-out, and utility refills** in one product, plus public claims of a large user base (the website cites **50,000+** customers; other site text cites **500,000+**) and an in-app points system with quarterly rewards referenced on the website.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2C](/tags/b2c): Product feature or technology
- [Bill Payments](/tags/bill-payments): Product feature or technology
- [Crypto Trading and Wallets](/tags/cryptocurrency-trading): Product feature or technology
- [Gift Cards](/tags/gift-cards): Product feature or technology
- [Loyalty & Rewards](/tags/loyalty-rewards): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/apexpay/alternatives)
- [Reviews](/apexpay/reviews)
- [Transparency](/apexpay/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/apexpay)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)