---
title: "Anchor: Banking APIs in Nigeria"
description: "Nigeria fintech APIs: virtual NUBANs, accounts, transfers, collections, payouts, bill payments, physical/virtual debit cards."
canonical_url: "https://liners.com/anchor"
markdown_url: "https://liners.com/anchor.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/anchor/screenshot.png?v=1772147080996"
published_at: "2026-02-26T23:00:28.915Z"
updated_at: "2026-08-30T16:13:19.526Z"
---

# Anchor: Banking APIs in Nigeria

Nigeria fintech APIs: virtual NUBANs, accounts, transfers, collections, payouts, bill payments, physical/virtual debit cards.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [Anchor](/anchor)

## Summary

API infrastructure for building banking and payments products

API platform for businesses, fintechs, and developers to build accounts, transfers, cards, and lending products, with sandbox testing and partner-bank compliance.

## Product details

| Field | Value |
| --- | --- |
| Website | https://getanchor.co/ |
| Tagline | API infrastructure for building banking and payments products |
| Primary country | Nigeria |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | Yes |

## About the product

Anchor is an API-based banking and payments infrastructure platform for businesses, fintechs, and developers building financial products for their customers.

Key capabilities include:
- **Accounts**: Create **deposit**, **savings**, and **virtual accounts** via API, including **virtual NUBANs** for NGN account numbers and settlement workflows.
- **Payments**: Integrate **transfers**, **collections**, **payouts**, and **bill payments** into apps, with endpoints for statements and payment lookups.
- **Cards**: Issue **branded debit cards**, including **physical and virtual** cards, through API-driven card infrastructure.
- **Credit**: Build lending features with APIs designed for **loan management**.

Available via **Web** (dashboard and sales/contact flow) and **REST APIs**, with **developer documentation** and a **sandbox environment** for testing endpoints such as statements, payments, virtual NUBANs, and transfers.

It targets **B2B2X** teams, including SaaS platforms (B2B payments, expense management, bookkeeping for SMEs), digital wallets, and online stores that need embedded financial services.

Notable in the African market context, the platform supports product builders in **Nigeria** by working with **CBN-licensed partner banks** for banking services and by handling compliance and bank relationships; it also lists an office presence in the **United States**. Anchor states it is **not a bank**, and banking services are provided by its licensed partner banks.

## Features

- [Fintech](/categories/fintech): Category
- [BaaS](/tags/baas): Product feature or technology
- [Physical Cards](/tags/physical-cards): Product feature or technology
- [Virtual Cards](/tags/virtual-cards): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/anchor/alternatives)
- [Reviews](/anchor/reviews)
- [Transparency](/anchor/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/anchor)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)