---
title: "AGEL: Trade Credit in Egypt"
description: "Buy inventory on installments via Sharia-compliant Murabaha trade credit in Egypt—no bank account needed. Wholesalers get paid within 24 hours."
canonical_url: "https://liners.com/agel"
markdown_url: "https://liners.com/agel.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/egypt/screenshot.webp?v=1772837680070"
published_at: "2026-03-14T19:09:34.546Z"
updated_at: "2026-10-05T05:10:36.157Z"
---

# AGEL: Trade Credit in Egypt

Buy inventory on installments via Sharia-compliant Murabaha trade credit in Egypt—no bank account needed. Wholesalers get paid within 24 hours.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [AGEL](/agel)

## Summary

Sharia-compliant trade credit for wholesalers and retailers

An Islamic fintech platform in Egypt that provides Murabaha-based trade financing for wholesale and retail MSMEs, enabling merchants to buy inventory on installments without a bank account.

## Product details

| Field | Value |
| --- | --- |
| Website | https://egypt.agel.io/ |
| Tagline | Sharia-compliant trade credit for wholesalers and retailers |
| Primary country | Egypt |
| Platforms | Android, Web |
| Average rating | 3 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

AGEL is an Islamic fintech platform in Egypt that helps **wholesale and retail merchants (MSMEs)** buy and sell goods on credit using **Sharia-compliant Murabaha (cost-plus financing)**.

Key capabilities include:

- **Murabaha-based trade financing for inventory purchases**, structured through buy and sell contracts with an **agreed profit margin**.
- **Merchant-to-merchant transactions in a mobile app**, letting retailers choose the goods and wholesaler, select a payment plan, and confirm the sale after viewing the **next upcoming payment** before approving the invoice.
- **Cashless onboarding without a bank account**, designed to reduce complexity for merchants who need installment-based purchasing.
- **Wholesaler cashflow and sales tracking**, including visibility into branch sales and the ability to organize trade transactions; the platform states that wholesalers can receive their payments within **24 hours**.

Available on **Android** (mobile app).

Targeted at a **pure B2B merchant network**, primarily wholesale and retail traders in Egypt, with an initial focus on the clothing and accessories apparel sectors.

Notable in the Egyptian market as a locally built **Islamic fintech** for MSME trade credit; the company was founded in **2021**, operates in **Cairo and Alexandria**, and reported **seven-figure pre-seed funding in 2023** from investors including Plus Venture Capital, Seedstars International Ventures, Flat6Labs, SEEDRA Ventures, and the Banque Misr Acceleration Program. For support or sales inquiries, contact **[info@agel.io](mailto:info@agel.io)**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BNPL](/tags/bnpl): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Egypt](/countries/egypt): Market

## Related pages

- [Alternatives](/agel/alternatives)
- [Reviews](/agel/reviews)
- [Transparency](/agel/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/agel)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)