--- title: "African alternatives to Stripe" description: "A payments platform for businesses to accept online and in-person payments and manage billing, subscriptions, and payouts." canonical_url: "https://liners.com/african-alternatives/stripe" markdown_url: "https://liners.com/african-alternatives/stripe.md" type: "african-alternatives" language: "en" image: "https://assets.liners.com/storage/v1/object/public/media/popular-products/stripe/favicon.png?v=1785668807114" updated_at: "2026-09-14T21:27:34.098Z" --- # African alternatives to Stripe A payments platform for businesses to accept online and in-person payments and manage billing, subscriptions, and payouts. ## Breadcrumbs - [Alternatives](/alternatives) - [Stripe](/african-alternatives/stripe) ## Summary A payments platform for businesses to accept online and in-person payments and manage billing, subscriptions, and payouts. ## About these alternatives Stripe is a payments platform from the United States that businesses use to accept online and in-person payments, then manage billing, subscriptions, and payouts in one place. If you are searching for an “African Stripe” or the “Stripe of Africa”, you are usually trying to match how people actually pay on the continent. That often means support for local bank transfers and mobile money, reliable settlement and reconciliation for local entities, pay-in and pay-out in local currencies, and checkout options that work across web, mobile, and in-store [POS](/tags/pos). None of this makes Stripe a poor choice; it means the market now has local [Payment Gateway](/tags/payment-gateway) specialists worth comparing. ## What to Compare Before Switching From Stripe - **Country coverage that matches your customers**: Check where the provider is live, for example [Paystack](/paystack) supports Nigeria, Kenya, South Africa, Ghana, and Côte d'Ivoire, while [Stitch](/stitch) is focused on South Africa. - **Local payment rails**: Prioritise gateways that natively support bank transfer, mobile money, and USSD where relevant; [Flutterwave](/flutterwave) supports cards, bank transfers, mobile money, and USSD. - **Payouts and settlement flows**: If you need to pay sellers, contractors, or partners, look for built-in payouts, [dLocal](/dlocal) focuses on collect and pay out using local methods and currencies across emerging markets. - **Multi-currency and cross-border needs**: For international pricing and collections, compare [Multi-currency](/tags/multi-currency) capabilities, [DPO Pay ](/dpo-pay) supports multiple currencies and both card and mobile money payments across several African countries. - **Payment links and no-code options**: If you sell on social or via invoices, [Payment Links](/tags/payment-links) matter, [Peach Payments ](/peach-payments) includes payment links alongside online and in-store payments. - **In-person and POS support**: If you collect money at a counter or field location, compare POS and NFC options, [Pesapal](/pesapal) supports M-Pesa, card, and NFC payments across channels. - **Developer and enterprise API depth**: For complex integrations and higher volumes, evaluate API scope and control; [Cellulant](/cellulant) positions itself as a payments API to collect online and offline payments via one API across multiple markets. - **Regional networks and language coverage**: If you operate in Francophone markets, check local method availability; [CinetPay](/cinetpay) supports online payments across nine Francophone African countries with one API. ## Compare Stripe alternatives by where you operate - **For [Kenya](/countries/kenya)**: [Paystack](/paystack) is available in Kenya and supports card, bank transfer, mobile money, and USSD, [Pesapal](/pesapal) is also available and supports M-Pesa plus POS and online checkout. - **For [South Africa](/countries/south-africa)**: [Payfast](/payfast) focuses on South Africa and supports 18+ payment methods, [Stitch](/stitch) is also South Africa-only and offers Pay by bank, cards, debit orders, and payouts. - **For [Ghana](/countries/ghana)**: [Paystack](/paystack) is available in Ghana, [DPO Pay ](/dpo-pay) also supports Ghana with card and mobile money payments. - **For [Tanzania](/countries/tanzania) and [Uganda](/countries/uganda)**: [Flutterwave](/flutterwave) is available in both countries and supports cards, bank transfers, mobile money, and USSD, [Cellulant](/cellulant) also covers both markets via its payments API. Browse the directory below for more apps like Stripe, filter by [Payment Gateway](/tags/payment-gateway), [B2B](/tags/b2b), [Payment Links](/tags/payment-links), [Multi-currency](/tags/multi-currency), or [POS](/tags/pos), then shortlist options that support your target countries such as [Kenya](/countries/kenya) or [South Africa](/countries/south-africa). ## African alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Paystack | /paystack | Accept online and offline payments across multiple channels | Nigeria | 4.5 | | Flutterwave | /flutterwave | Accept and send payments across Africa and beyond | Nigeria | 3.4 | | dLocal | /dlocal | Financial technology for markets of the future | Nigeria | | | SnapScan | /snapscan | Accept QR code payments in-store, online, or by link | South Africa | | | Pesapal | /pesapal | Accept M-Pesa, card, and NFC payments across channels | Kenya | | | DPO Pay | /dpo-pay | Accept card and mobile money payments across Africa | Kenya | 3 | | Cellulant | /cellulant | Cellulant accept and manage payments across African markets via one API | Kenya | | | Peach Payments | /peach-payments | Orchestrate online and in-store payments across Africa | South Africa | | | Stitch | /stitch | Enterprise online payments through one South African API | South Africa | 3 | | CinetPay | /cinetpay | Accept online payments across Francophone Africa with one API. | Côte d'Ivoire | | | PayDunya | /paydunya | Accept, collect, and disburse payments across West Africa | Senegal | | | Onafriq | /onafriq | Interoperable payments across Africa via one integration | South Africa | | | Payfast | /payfast | Accept online and in-store payments across South Africa | South Africa | | | Netcash | /netcash | All-in-one business payments and cash flow management | South Africa | | | Kora | /kora | One integration for pay-ins, payouts, and settlements across Africa | Nigeria | | | Fincra | /fincra | Collect payments and send payouts across borders with one API | Nigeria | 5 | | Squad | /squad | Accept online and in-person payments across Africa | Nigeria | | | Hubtel | /hubtel | Integrate mobile money, cards, bank transfers, and bills via APIs | Ghana | | | PawaPay | /pawapay | Collect and pay out mobile money across Africa with one API | Kenya | | ## Related pages - [All alternative guides](/alternatives) ## Access and citation - [Canonical HTML page](https://liners.com/african-alternatives/stripe) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)