---
title: "Acctual: Crypto Invoicing and B2B Payments"
description: "Create crypto invoices and get paid same day in Nigeria, Kenya & 6 more. $0/month; pay 2.7% on card payments or 1% on bank transfers."
canonical_url: "https://liners.com/acctual"
markdown_url: "https://liners.com/acctual.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/acctual/screenshot.webp?v=1774109817722"
published_at: "2026-03-21T17:24:51.664Z"
updated_at: "2026-10-06T14:27:43.718Z"
---

# Acctual: Crypto Invoicing and B2B Payments

Create crypto invoices and get paid same day in Nigeria, Kenya & 6 more. $0/month; pay 2.7% on card payments or 1% on bank transfers.

## Breadcrumbs

- [Crypto & Web3](/categories/crypto-web3)
- [Acctual](/acctual)

## Summary

Create crypto invoices and get paid same day

Acctual is a crypto invoicing and B2B payments platform for businesses and freelancers to accept fiat or stablecoin payments and reconcile AP/AR with QuickBooks and Xero.

## Product details

| Field | Value |
| --- | --- |
| Website | https://acctual.com/ |
| Tagline | Create crypto invoices and get paid same day |
| Primary country | Uganda |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Acctual is a web-based crypto invoicing and AP/AR automation platform for businesses and freelancers that bill clients globally and want to accept **fiat** and **stablecoin** payments with fast settlement.

Key capabilities include:
- **Invoice creation with branding and controls**, including custom branding, multiple line items, and custom invoice numbers
- **Multi-currency payments and flexible settlement**, letting customers pay in currencies like USD and EUR or stablecoins such as **USDC** and **USDT**, while the recipient can choose a different payout method (wallet or bank) with **same-day** settlement
- **AP/AR automation and accounting sync**, with automatic payment matching and reconciliation, plus direct **QuickBooks** and **Xero** synchronization (including transaction hash documentation for audit trails)
- **Finance operations workflows**, including multi-level bill approvals (routing by amount, department, or GL category), **batch payments**, recurring invoices, OCR-based bill field capture, team invitations, and built-in **AML screening**

Available on **Web** (app.acctual.com).

It is designed for **B2B finance teams**, **Web3 companies**, and **freelancers** that invoice in digital assets or need clients to pay in one currency while they receive another.

For Africa-facing teams and contractors working across borders (for example, paying vendors or invoicing clients internationally, including Nigeria-based counterparts), it provides a practical way to accept stablecoin payments and manage accounting without manual spreadsheet tracking.

## Features

- [Crypto & Web3](/categories/crypto-web3): Category
- [B2B](/tags/b2b): Product feature or technology
- [Cross-Border Payments](/tags/cross-border-payments): Product feature or technology
- [Invoicing](/tags/invoicing): Product feature or technology
- [Stablecoins](/tags/stablecoins): Product feature or technology
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/acctual/alternatives)
- [Reviews](/acctual/reviews)
- [Transparency](/acctual/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/acctual)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)