---
title: "Access Bank: Banking Services in Africa"
description: "Open personal or business accounts, borrow, send money via Western Union/MoneyGram, and request FX online across Africa + UK."
canonical_url: "https://liners.com/access-bank"
markdown_url: "https://liners.com/access-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/accessbankplc/screenshot.webp?v=1786697687473"
published_at: "2026-08-15T14:04:17.517Z"
updated_at: "2026-09-20T11:51:53.212Z"
---

# Access Bank: Banking Services in Africa

Open personal or business accounts, borrow, send money via Western Union/MoneyGram, and request FX online across Africa + UK.

## Breadcrumbs

- [Banking](/categories/banking)
- [Access Bank](/access-bank)

## Summary

Bank online with accounts, loans, cards, and transfers

A full-service digital banking platform for individuals and businesses to open accounts, manage loans, transfer money, access FX services, and use cards across markets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.accessbankplc.com/ |
| Tagline | Bank online with accounts, loans, cards, and transfers |
| Primary country | Nigeria |
| Platforms | Web, Android, iOS |
| Average rating | 3 |
| Published reviews | 1 |
| Verified listing | No |

## About the product

Access Bank is a full-service commercial bank for individuals, SMEs, corporate organisations, and private banking customers, delivered through country websites and digital banking channels.

Key capabilities highlighted on the site include:
- **Personal banking** for **everyday accounts**, **borrowing** (including payday loans, auto and home loans), **savings and investing**, **kids and teens accounts**, **diaspora banking**, and **money transfer** options such as **Western Union**, **MoneyGram**, **Ria**, **Transfast**, **PAPSS**, and **AccessAfrica**.
- **Business banking** for **business and domiciliary accounts**, **SME banking**, **FX products**, and an **FX Self Service Portal** for initiating FX purchase requests without visiting a branch.
- **Corporate banking** services including **trade finance**, **global trade services**, **cash management**, **treasury services**, **bonds and guarantees**, and **economic research** resources.
- **Cards and payments** including **Visa** options, a **virtual card**, **contactless card**, **Dual Transaction Service (DTS)**, and **American Express** card offerings.

Available on **Web** (including internet banking for individuals and business), plus **Android** and **iOS** via the Access More app.

Target users include retail customers, entrepreneurs and SMEs, corporate clients, private banking customers, and diaspora customers who need account services, loans, transfers, FX access, and card products.

Notable for its multi-market footprint, the website lists country sites across African markets and the United Kingdom, and states it operates across **3 continents** and **24 markets**, serving **60 million customers** and operating a network of **700+ branches and service outlets**. Support resources include a **branch and ATM locator**, **help and support hub**, **IVR self-service**, and **fraud and online security guidance**.

## Features

- [Banking](/categories/banking): Category
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Angola](/countries/angola): Market
- [Botswana](/countries/botswana): Market
- [Cameroon](/countries/cameroon): Market
- [DR Congo](/countries/dr-congo): Market
- [Gambia](/countries/gambia): Market
- [Ghana](/countries/ghana): Market
- [Kenya](/countries/kenya): Market
- [Nigeria](/countries/nigeria): Market
- [Rwanda](/countries/rwanda): Market
- [South Africa](/countries/south-africa): Market
- [Tanzania](/countries/tanzania): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/access-bank/alternatives)
- [Reviews](/access-bank/reviews)
- [Transparency](/access-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/access-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)