---
title: "Ablegroup: Embedded Credit and Savings Platform"
description: "Launch embedded loans, overdrafts, BNPL, salary advances, cards and savings via API, USSD and SDK. Live in Kenya, Uganda, Tanzania, Zambia, Mozambique."
canonical_url: "https://liners.com/able"
markdown_url: "https://liners.com/able.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/ablegroup/screenshot.webp?v=1790968049086"
published_at: "2026-10-02T19:28:49.617Z"
updated_at: "2026-10-02T19:37:56.352Z"
---

# Ablegroup: Embedded Credit and Savings Platform

Launch embedded loans, overdrafts, BNPL, salary advances, cards and savings via API, USSD and SDK. Live in Kenya, Uganda, Tanzania, Zambia, Mozambique.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [\_able](/able)

## Summary

Launch embedded credit and savings through partner channels

Embedded credit and savings infrastructure for banks, telcos, and fintechs to launch and manage loans, savings, cards, and group finance across emerging markets.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.ablegroup.io/ |
| Tagline | Launch embedded credit and savings through partner channels |
| Primary country | Kenya |
| Platforms | Web, API |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

_able is a digital **credit and savings infrastructure platform** for banks, telcos, fintechs, and other distribution partners that want to embed financial products inside existing customer channels.

Key capabilities include:

- **Embedded product deployment** for credit and savings use cases, including loans, overdrafts, buy now pay later, salary advances, cards, savings, and group-based finance.
- **Decisioning and data intelligence**, using configurable rules and scoring models to turn transaction and behavioural data into credit decisions and optimisations.
- **Portfolio management operations** across the credit lifecycle, including collections, communications, reporting, and performance management.
- **Integration and deployment options**, including an **API gateway**, partner connectors, app SDK, USSD tooling, and integrations such as wallet, credit bureau, and SMSC connections; supports **cloud or on-premise** deployments.

Available via a **web-based partner platform** and **API-based infrastructure** (public API documentation not listed).

Target users include **banks, mobile network operators, fintechs, payment and commerce platforms, and capital providers** offering credit and savings products to end customers.

Notable in East and Southern Africa for reported scale, including **$500M+ credit disbursed**, **260M+ credit decisions**, and live markets that include **Kenya, Tanzania, Uganda, Mozambique, and Zambia**. The company was formerly Credable and rebranded as _able, with reported partners including **M-PESA, Airtel, Access Bank, and Diamond Trust Bank**.

## Features

- [Fintech](/categories/fintech): Category
- [B2B](/tags/b2b): Product feature or technology
- [BaaS](/tags/baas): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Savings](/tags/savings): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Mozambique](/countries/mozambique): Market
- [Tanzania](/countries/tanzania): Market
- [Uganda](/countries/uganda): Market
- [Zambia](/countries/zambia): Market

## Related pages

- [Alternatives](/able/alternatives)
- [Reviews](/able/reviews)
- [Transparency](/able/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/able)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)