---
title: "Abay Bank: Mobile Banking App in Ethiopia"
description: "Check forex rates, log in to online banking, and find branches for Abay Bank in Ethiopia, with mobile, USSD, and agent banking."
canonical_url: "https://liners.com/abay-bank"
markdown_url: "https://liners.com/abay-bank.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/abaybank/screenshot.webp?v=1786697999749"
published_at: "2026-08-16T15:41:11.995Z"
updated_at: "2026-09-21T05:12:55.956Z"
---

# Abay Bank: Mobile Banking App in Ethiopia

Check forex rates, log in to online banking, and find branches for Abay Bank in Ethiopia, with mobile, USSD, and agent banking.

## Breadcrumbs

- [Banking](/categories/banking)
- [Abay Bank](/abay-bank)

## Summary

Manage banking, transfers, and rates from one place

A public banking website for individuals and businesses in Ethiopia, with product info, branch details, forex rates, digital banking links, and online banking login.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.abaybanksc.com/ |
| Tagline | Manage banking, transfers, and rates from one place |
| Primary country | Ethiopia |
| Platforms | Web, Android, iOS |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

Abay Bank is a public commercial bank founded in **2010**, serving individuals, diaspora customers, SMEs, institutions, and businesses through branch and digital channels.

Key capabilities include:

- **Personal, business, and premium banking**: accounts, savings, loans, and advances across retail, **SME**, and institutional segments
- **Sadiiq (interest-free) banking**: **Wadia** and **Wadia Special** deposit accounts, **Mudarabah** investment deposits, and **Murabaha** financing under Sharia principles, serving individuals, government institutions, and **NGOs**
- **Digital banking and e-channels**: online banking, mobile banking, **USSD**, card banking, **agent banking**, and ATM/POS services
- **International and diaspora services**: foreign-currency accounts for resident and non-resident Ethiopians, remittance through partners such as **Thunes**, **MoneyGram**, **Dahabshiil**, **TransFast**, **Ria**, and **Remitly**, and multi-currency exchange (USD, GBP, EUR, AED, and others)

Available on **Web**, **Android**, and **iOS**.

Target users include **retail customers**, **diaspora Ethiopians**, **SMEs and institutions**, and organizations seeking **Sharia-compliant** banking.

Notable for its rapid growth since 2010: founding membership of **823 shareholders** grew to **4,642** by April 2025, and paid-up capital rose from **birr 125.8 million** at inception to **birr 6.932 billion**. For the fiscal year to June 2024, the bank reported **birr 8.4 billion** in gross revenue, **birr 1.9 billion** in pre-tax profit, **birr 66.4 billion** in total assets (+21%), and **birr 52.6 billion** in deposits (+26%), across **548 branches** and over **9,500 employees** serving **3.5 million customers**. In June 2026, Abay Bank became the fifth company to list on the **Ethiopian Securities Exchange**'s Main Board.

## Features

- [Banking](/categories/banking): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Commercial Bank](/tags/commercial-bank): Product feature or technology
- [Ethiopia](/countries/ethiopia): Market

## Related pages

- [Alternatives](/abay-bank/alternatives)
- [Reviews](/abay-bank/reviews)
- [Transparency](/abay-bank/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/abay-bank)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)