--- title: "9PSB alternatives" description: "Compare 92 published alternatives to 9PSB." canonical_url: "https://liners.com/9psb/alternatives?page=5" markdown_url: "https://liners.com/9psb/alternatives.md?page=5" type: "product-alternatives" language: "en" updated_at: "2026-10-06T16:03:00.324Z" --- # 9PSB alternatives Compare 92 published alternatives to 9PSB. ## Breadcrumbs - [9PSB](/9psb) - [Alternatives](/9psb/alternatives) ## Summary Compare 92 published alternatives to 9PSB. ## About these alternatives The most practical 9PSB alternatives in 2026 are [Fazipay](https://liners.com/fazipay), [Hope PSBank](https://liners.com/hope-psbank), [ReadyCash](https://liners.com/readycash), [Ipay Africa](https://liners.com/ipay-africa), and [3Line](https://liners.com/3line). The right pick depends on whether you need USSD and agent cash-in/cash-out, everyday bill payments, or business collections and payment infrastructure. 9 Payment Service Bank (9PSB) is a Nigerian payment service bank founded in 2020 and licensed by the Central Bank of Nigeria (CBN) to provide digital banking and payments in Nigeria. People usually compare 9PSB competitors because 9PSB is Nigeria-only, so it is a non-starter if you need multi-country coverage, and because not every PSB-style app fits the same job. Some people want heavier agent-network support and POS cash services, others want a consumer wallet that is quick for bill payments, and businesses often want clearer collections, payout, and gateway options than a single bank-centric platform provides. None of this makes 9PSB a poor choice; it means the market now has specialists worth comparing. ## What to Compare When Choosing a 9PSB Alternative - **CBN regulation and licence type**: confirm the provider is regulated in Nigeria, and note if it is positioned as a PSB, microfinance bank, or payments processor. - **USSD and offline capability**: if you rely on feature phones or poor data coverage, prioritise options with USSD and reliable session completion. - **Agent network strength**: check cash-in/cash-out availability in your area, agent uptime, and dispute handling for failed withdrawals. - **Bill-payment coverage**: compare which utilities and billers are supported, plus payment confirmation speed and reversals. - **POS and merchant tooling**: if you sell in-store, verify POS availability, settlement timelines, and whether it supports merchant collections. - **Business collections and payouts**: for SMEs and fintechs, look for virtual accounts, beneficiary payouts, and bulk disbursements where needed. - **Multi-country availability**: if you operate outside Nigeria, shortlist providers that explicitly support other African markets. To speed up your decision, use Liners to filter and compare 9PSB similar apps by licence positioning, USSD support, [POS](/tags/pos), and [Agent Network](/tags/agent-network) features. ## Compare 9PSB Alternatives by What You Need - **If you rely on agents and POS cash services in Nigeria**: [Fazipay](https://liners.com/fazipay), [ReadyCash](https://liners.com/readycash), and Baxi are built around agent workflows like cash withdrawals, cash-in/cash-out, and everyday bill payments. - **If you want a PSB-style digital banking substitute**: [Hope PSBank](https://liners.com/hope-psbank) and [Eyowo](https://liners.com/eyowo) are closer to the “banking app plus payments” experience, with Eyowo positioned as a CBN-regulated digital banking and payments platform. - **If you need payments across multiple African markets**: [Ipay Africa](https://liners.com/ipay-africa) operates in Kenya, Zambia, DR Congo, Nigeria, Rwanda, and Tanzania, while [PalmPay](https://liners.com/palmpay) spans Nigeria, Ghana, and Tanzania. - **If you are integrating payments (USSD, gateways, switching)**: [CoralPay](https://liners.com/coralpay), [Arca](https://liners.com/arca), and [3Line](https://liners.com/3line) are more infrastructure-oriented, covering areas like payment gateways, processing, and business-facing rails. The Liners directory below groups 9PSB alternatives and competitors under [Fintech](/categories/fintech) so you can find apps like 9PSB in [Nigeria](/countries/nigeria), filter by [Bill Payments](/tags/bill-payments) and Banking, then compare options you can use instead of 9PSB. ## Alternatives | Name | URL | Tagline | Country | Rating | | --- | --- | --- | --- | --- | | Nomba | /nomba | Accept and manage online and in-person payments in one place | Nigeria | | | Payvessel | /payvessel | Accept payments in naira with invoices, links, and virtual accounts | Nigeria | | | Woven Finance | /woven-finance | Accept, collect, and automate payments across channels | Nigeria | | | SPay | /spay | Accept online payments and collect fees with payment links | Nigeria | | | AvadaPay | /avadapay | One API for payments and SMS across 17 African markets | DR Congo | | | Belema | /belema | Payment gateway, switching, and card processing for businesses | Nigeria | | | Transweeft | /transweeft | Pay for campus shuttles with a quick QR scan | Nigeria | | | Quickteller | /quickteller | Pay bills, buy airtime, and transfer money in one place | Nigeria | | | VAS2Nets | /vas2nets | Telecom messaging, USSD, and payment services for enterprises | Nigeria | | | Cauridor | /cauridor | Process Africa payments and payouts through one API | Guinea | | | FalconPay | /falconpay | Send money, pay bills, and buy airtime from one wallet | Nigeria | 4 | | LetsGo | /letsgo | Apply for short-term digital loans from your phone | Botswana | | | Mintpoint | /mintpoint | Turn an NFC smartphone into a POS for payments | Nigeria | | | Nearpays | /nearpays | Accept card payments with NFC Tap to Pay and USSD | Nigeria | | | UfitPay | /ufitpay | Discounted bills, airtime, transfers, and virtual payments | Nigeria | | | Trashcoin | /trashcoin | Turn recyclable waste into instant cash and bill payments | Nigeria | | ## Related pages - [Product page](/9psb) - [Alternatives](/9psb/alternatives) - [Reviews](/9psb/reviews) - [Transparency](/9psb/transparency) ## Access and citation - [Canonical HTML page](https://liners.com/9psb/alternatives?page=5) - [Markdown route index](/sitemap.md) - [Agent access guide](/llms.txt)