---
title: "9PSB: Digital Banking and Payments App"
description: "Send transfers, pay bills, buy airtime/data, and cash-in/cash-out via agents in Nigeria. Use app or USSD (*990*0#) with Merchant Collect and payouts."
canonical_url: "https://liners.com/9psb"
markdown_url: "https://liners.com/9psb.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/9psb/screenshot.webp?v=1771688374263"
published_at: "2026-02-21T15:43:53.165Z"
updated_at: "2026-08-30T16:12:45.739Z"
---

# 9PSB: Digital Banking and Payments App

Send transfers, pay bills, buy airtime/data, and cash-in/cash-out via agents in Nigeria. Use app or USSD (\*990\*0#) with Merchant Collect and payouts.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [9PSB](/9psb)

## Summary

Digital banking, payments, and agent cash services in Nigeria

A Nigerian payment service bank offering mobile app and USSD banking, transfers, bill payments, airtime/data, agent cash-in/cash-out, and business collections.

## Product details

| Field | Value |
| --- | --- |
| Website | https://9psb.com.ng/ |
| Tagline | Digital banking, payments, and agent cash services in Nigeria |
| Primary country | Nigeria |
| Platforms | Android, iOS, Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

9 Payment Service Bank (9PSB) is a Central Bank of Nigeria (CBN) licensed payment service bank founded in 2020, built for individuals, agents, merchants, and businesses that need digital banking and payments in Nigeria.

Key capabilities include:
- **Personal digital banking** with transfers, bill payments, and airtime/data purchases through the Bank9ja Mobile App, plus **USSD banking** for customers who need offline access (dial **\*990\*0#**).
- **Agent and merchant services** that support **cash-in/cash-out**, deposits and withdrawals, and everyday payment transactions through an agent banking network and supported Point-of-Sale devices.
- **Business payments and collections** via products such as **Merchant Collect**, plus tools referenced for **virtual accounts**, **payouts to beneficiaries**, and **e-commerce payment gateway plugins** for online payments.
- **Wallet and deposit products** including **savings** and **investment deposits** (as described in the product brief).

Available on **Android**, **iOS**, **Web**, and **USSD**.

Target users include **unbanked and underbanked Nigerians**, banked individuals who want branchless transactions, and **Nigerian businesses, fintechs, agents, and merchants** that need collections and payout rails.

Notable in the Nigerian market context, it launched as the country’s **first payment service bank**, and it reports a partnership with **Qore’s BankOne core banking** to support higher transaction volumes and digital channel integration.

## Features

- [Fintech](/categories/fintech): Category
- [Agent Network](/tags/agent-network): Product feature or technology
- [B2B](/tags/b2b): Product feature or technology
- [B2C](/tags/b2c): Product feature or technology
- [Payment Gateway](/tags/payment-gateway): Product feature or technology
- [USSD](/tags/ussd): Product feature or technology
- [Nigeria](/countries/nigeria): Market

## Related pages

- [Alternatives](/9psb/alternatives)
- [Reviews](/9psb/reviews)
- [Transparency](/9psb/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/9psb)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)