---
title: "4G Capital: Business Loans in Kenya & Uganda"
description: "Get short-term working capital loans via mobile money in Kenya & Uganda, plus touch-tech business and financial literacy training for small enterprises."
canonical_url: "https://liners.com/4g-capital"
markdown_url: "https://liners.com/4g-capital.md"
type: "product"
language: "en"
image: "https://assets.liners.com/storage/v1/object/public/media/tools/4g-capital/screenshot.webp?v=1778019156847"
published_at: "2026-05-08T13:36:47.584Z"
updated_at: "2026-10-06T16:49:42.396Z"
---

# 4G Capital: Business Loans in Kenya & Uganda

Get short-term working capital loans via mobile money in Kenya & Uganda, plus touch-tech business and financial literacy training for small enterprises.

## Breadcrumbs

- [Fintech](/categories/fintech)
- [4G Capital](/4g-capital)

## Summary

Working capital loans and training for small businesses

A fintech platform that provides working capital loans, business training, and mobile money-based repayment for micro and small enterprises in Africa.

## Product details

| Field | Value |
| --- | --- |
| Website | https://www.4g-capital.com/ |
| Tagline | Working capital loans and training for small businesses |
| Primary country | Kenya |
| Platforms | Web |
| Average rating |  |
| Published reviews | 0 |
| Verified listing | No |

## About the product

4G Capital is a fintech financial services platform that supports micro and small enterprises with working capital loans, business training, and digital financial solutions across Africa.

Key capabilities include:
- **Short-term working capital loans** with **mobile money disbursement and repayment**, designed for day-to-day business needs.
- **Customised business and financial literacy training** delivered through a **touch-tech** model that blends digital access with in-person support.
- **Credit assessment using proprietary machine learning**, used to size loans and support lending decisions.
- **Multiple product lines** for different use cases, including **UPIA (Instant Business Boost)**, **KUZA (Finance For Sales)**, **KAWI (Sustainable returns)**, and **NXTGEN (Partnership for Impact)**.

Available via **Mobile Money** for access on **feature phones and smartphones** (app availability not specified).

Built for **micro and small business owners and informal operators** who need fast access to credit and practical training to manage cash flow and grow sales.

Notable in the African market for its long-running operations (founded **2013**), wide on-the-ground presence in **Kenya (200 branches)** and **Uganda (26 branches)**, and documented scale of lending, including **6.8 million loans delivered**, **over 725,000 customers**, and **$895 million disbursed**. It is also a **Certified B Corporation** (since 2019).

## Features

- [Fintech](/categories/fintech): Category
- [B2C](/tags/b2c): Product feature or technology
- [Credit Scoring](/tags/credit-scoring): Product feature or technology
- [Lending and Loans](/tags/lending): Product feature or technology
- [Skills Training](/tags/skills-training): Product feature or technology
- [Kenya](/countries/kenya): Market
- [Uganda](/countries/uganda): Market

## Related pages

- [Alternatives](/4g-capital/alternatives)
- [Reviews](/4g-capital/reviews)
- [Transparency](/4g-capital/transparency)

## Access and citation

- [Canonical HTML page](https://liners.com/4g-capital)
- [Markdown route index](/sitemap.md)
- [Agent access guide](/llms.txt)